Lisa Coughlin's Blog
When shopping for a home, most people take their time searching for the perfect house. The question is, how much time should be spent searching for the right neighborhood as well? To find the superb setting for your new home, the house and neighborhood need to offer what your family desires. The following information should be helpful when trying to determine if a neighborhood is right for you. Paint a mental picture of your perfect neighborhood. Write a list of the characteristics your ideal neighborhood would possess, taking into consideration your long and short term needs. Then answer the following questions:
- Do you have or plan to have children ?
- How far are you willing to commute ?
- How much property do you want surrounding your home ?
- Are you looking for a rural or urban setting ?
- Do you prefer a historic neighborhood or one with more modern homes?
- Would you be comfortable in a neighborhood with lots of noise and activities or would you prefer a more quiet serene one?
- Population demographic
- School system
- Crime statistics
- Property values and tax rates
- Local entertainment, shopping and dinning
It is almost impossible to predict the future and predicting where mortgage rates may go can be difficult too. But if you know how to watch the indicators you will have some degree of advantage. It may help you decide whether to borrow funds or wait until rates drop. Consider that with any prediction there can always be a great deal of margin of error. Here are a few things to consider to make a more reliable mortgage rate prediction: History History can always be a good predictor. What is the economic climate? If rates are high in economic down times that you should predict that rates will rise when the same crisis hits the market. Look not only to long-term history but also to rates recent history. Watch for the changes carefully, track them by the month. Factors to consider are: Are the rates going up or down? What factors are causing them to behave in such a way? Influencing Factors Factors that influence mortgage rates can be controlled by you. One of those factors is the amount of down payment you have or if refinancing the amount of equity you have in the home. Also for consideration on the rate you will receive is your debt to income ratio and your credit score. Some factors you cannot influence include the state of the real estate market, the inflation rate and the funds available for consumers. Inflation Inflation drives most everything and always is a constant consideration of the mortgage interest. If inflation is higher, the interest rate will go up as well. Conversely, if inflation is low rates do down. Credit Availability How much credit is available? If limited funds are available than mortgage interest rates will be higher. The Bottom Line The bottom line is you have to be flexible. You can never predict what the exact mortgage rate will be. Instead, look to the factors that influence rates. This will give you an idea of where rates are and a better picture of if it is the right time for you to take on a mortgage.
They were all the rage in the 80's and 90's but now wallpaper borders are an annoying eyesore and can also be difficult to remove. Here are four quick and easy steps to follow to get your home back into a newer decorating millennium. Step 1 – Get out the hairdryer First, heat the border with a hairdryer. Gently pull at the border to see if it will come off. If the border doesn't budge move on to the next step. Step 2 – Mist and scrape Mist the border with warm water in a small spray gun. Next, scrape it gently but firmly with a plastic scraper. If it is still difficult to remove use more warm water and a sponge. Once the border is moist, it should feel soft to the touch and should be easier to scrape off. Step 3 – Using a Steam Wallpaper Stripper If the above steps still are stripping a stubborn border. Use a steam wallpapers stripper. Steam from the bottom of the border to the top. You may need to use the wallpaper scraper to remove any excess. Step 4 – Clean Down the Surface After the border has been removed, clean the surface and check that the wall is free from any trace of adhesive. Leave the wall bare overnight so that the surface can dry out before new paint or paper is applied.
This Single-Family in Grafton, MA recently sold for $568,549. This Colonial,Contemporary style home was sold by Lisa Coughlin - Coldwell Banker Residential Brokerage.
51 Brookmeadow Lane, Grafton, MA 01560
Located in Grafton's premiere neighborhood, Brookmeadow Village, the Whitin Model offers an open & flexible kitchen, family room and eating area. This beautiful, ENERGY STAR Version 3, 4 bedroom, 2.5 bath home also has a large deck and a covered porch over the front door. Spacious Master Bedroom with a bump-out sitting area and walk-in closet. Designer finishes throughout the home include carpet, tile, hardwood, granite, maple cabinets, gas fireplace with marble surround. Brookmeadow Village features 75 acres of open space, 2+ miles of walking trails, town water/sewer, natural gas, Verizon FIOS, sidewalks and street trees. Pictures are similar to be built.
Whether it is a vase of store-bought roses, or an arrangement of cut hydrangeas from your yard, who doesn't love the look and smell of fresh cut flowers in their home? If you enjoy fresh flowers in your home you may be wondering how to keep them fresher longer. Here are some things you can do that will keep them fresh, lasting longer and looking their best:
- Remove any severely wilted petals or leaves.
- Remove all leaves and foliage below the water line.
- Get the stems in water as soon as possible after cutting.
- Place cut flowers in cold water. Warm water can dehydrate flowers.
- Placing cut flowers in the refrigerator for six hours before arranging them will triple their lifespan.
- Mist the flowers daily
- Cover the flower stems with no more than six inches of water. Make sure the vase is free of microorganisms, wash in hot, soapy water and rinse well.
- Re-cut the stems every few days.